Finance – Interest Free Credit

Our Finance Provider

Babber Jewellers have teamed up with V12 Retail Finance to provide customers with a great opportunity. Buy your special unique jewellery with ease with up to 12 months INTEREST FREE CREDIT* at no extra cost.
Spread the cost evenly over 6, 9, 10 or 12 months and leave with your exclusive jewellery by paying a minimum 10% deposit in store.

Finance is provided by V12 finance who provide 0% interest free credit on purchases over £349.

Minimum Spend


Available Credit Terms

Orders over £350:  6, 9, 10 or 12 months.


0% on all purchases.



Up to 12 months 0% Interest Free Credit

Get an idea of what your V12 finance payment will look like with this example:

Up to 12 months 0% Interest Free
Qualifying products Purchases over £350*
Purchase amount £350
Finance term 12 months
Deposit £35
Amount of Credit £315
Monthly Repayment £26.25
Interest Rate (APR Representative) 0%
Interest Amount £0
Total Amount Payable £350
First Payment Occurs After 1 month

*Exclusions apply

How to apply for V12 finance

Applying for V12 finance is quick and easy. The whole process takes just a few minutes and, in most cases, you will get an instant decision.

1. Shop

Choose your jewellery in store valued above £350.

2. Apply

A member of staff will login into V12 Retail Finance portal and discuss your finance options.

3. Decision

You’ll normally get a decision within a few moments.

4. Enjoy

Take your items with you after paying a minimum 10% deposit via debit/credit card.

To purchase with finance please provide the following proof:
  1. A major debit or credit card in your name.
  2. Proof of your address (in the form of a driving licence and utility bill).
  3. You or your partner work a minimum of 16 hours per week in paid employment, in which case we require your employers full details.
  4. Are self-employed, retired or in receipt of invalidity/disability allowance.
  5. You are 18 years of age or over.

Babber Jewellers Ltd acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.

Declined Applications

If your finance application is declined, please be aware that we are unable to provide any further information about this decision. If you have any questions, please contact the finance provider directly.