What is Pawnbroking?

Traditionally, a pawnbroker’s is a shop where loans are given against items of value, with the items being kept by the pawnbroker for the duration of the loan. Then, the item could be collected once the loan had been repaid, or retained and sold on by the broker if the loan was not repaid.

We are proud members of The National Pawnbrokers Association and can assure you, your short term loan agreement will include your rights and protection under the Consumer Credit Act 1974 and the terms and conditions of the loan, unlike other businesses or backstreet ‘loan sharks’. Babber Jewellers Ltd is Authorised and Regulated by the Financial Conduct Authority for Consumer Credit.

According to The NPA, 95% of pawn broking customers say they were satisfied or very satisfied with the service they received. Also 85% of loans from pawnbrokers are redeemed.

Babber Jewellers is the first British Indian independent pawnbrokers in Birmingham. We have been licensed pawnbrokers since 1999 and pride ourselves on being a family run business with family values, backed by our quality promise. We offer a confidential service by loaning you cash secured against your valuable gold jewellery, gold coins & scrap gold.

Our interest rates are exceptionally good value and unlike a bank or building society we can respond immediately to your needs making borrowing, quick, easy and convenient.

Benefits of Pawnbroking with Babber Jewellers
You can take a secure loan, with NO LIMITS, from us based on the value of your gold jewellery, without the hassle of entering into long binding contracts and NO CREDIT CHECKS!!

All items will be secured and be kept in a safe place during the term of your loan. Interest rates start from 2.5% simple interest per month (31.85%APR) based on a 7 month loan term.

Our rates are extremely attractive compared to alternatives such as payday loans, unplanned overdrafts, and local high street pawnbrokers. Come in store to discuss this further.

Our Price Promise
We will match or beat any like for like pawnbroker loan offer and even help you redeem your items from any high street pawnbroker, subject to terms and conditions. We are cheaper than all high street pawnbrokers as we are an independent pawnbroker which does not incur high overheads. Therefore we can negotiate interest rates and we have the best loan to resale value in the industry.

So What Are You Waiting For…?
Call us today for a QUICK & STRESS FREE LOAN against your jewellery. Contact us today or pop in store and speak to us directly!